A polished tropical-resort portrait with rich navy linen, crisp white sand and dramatic cloud.

"A bright, candid tropical vacation portrait of a young man with short, thick black hair styled with a side-swept fringe, light stubble, and a trimmed mustache, looking at the camera with a calm, confident, slightly smoldering expression. He sits relaxed on a light grey woven rattan chair with one arm resting on the backrest, wearing a yellow silicone wristband, and the other hand resting on a white circular bar counter beside him. He wears a deep navy-blue linen band-collar shirt, open at the chest with sleeves rolled to the forearms, and cream-white shorts. The setting is a luxury beach resort, with a white thatched-style canopy overhead, powdery white sand, and calm turquoise-aqua water stretching to the horizon. The sky is dramatic, with deep blue-grey storm clouds above and soft light clouds near the horizon. Soft, natural diffused daylight, a vivid palette of navy, white, turquoise, and slate blue, natural skin tones, shallow depth of field, travel lifestyle photography, shot on a smartphone, vertical 4:5 aspect ratio, full-body seated framing, sharp focus on the subject."
Tips:
Add "photorealistic, Maldives resort aesthetic, crystal-clear lagoon" for a luxury travel feel.
For a moodier look, add "dramatic overcast sky, cinematic color grading."
To make the colors pop, add "vivid turquoise water, crisp white sand, deep navy linen."

Copy the complete prompt and use your own reference photos where requested.